Services > Homeowner Assistance Program

Homeowner Assistance Program

This program is designed to provide assistance to eligible households who have experienced a COVID-19 qualified financial hardship since Jan. 21, 2020. Eligible households include Chickasaw citizen homeowners or homeowners permanently living in households with a Chickasaw citizen spouse and/or dependent, within the U.S.

Available assistance includes:

  • mortgage payment assistance
  • utility assistance (for homeowners with a current mortgage)
  • non-escrowed taxes and insurance assistance

Assistance may be issued for eligible costs incurred since Jan. 21, 2020. Each applicant will be eligible for up to $4,000 through the Homeowner Assistance Program with respect to the applicant’s primary residence. Applicants who have not met the maximum assistance amount and who need further assistance will be required to reapply monthly until the maximum assistance amount is received. Assistance will be provided based on funds available through this award.

You Provide

The following is a basic list of documents you may need to provide to the Homeowner Assistance Program. Applicants may be asked to complete additional forms or provide additional documentation to demonstrate their eligibility. In order to keep your information safe, the application will timeout after 60 minutes. Please ensure you have any required documentation available to complete the screening and application within the allotted time.

  • Proof of income eligibility for all household members 18 and older, for all gross income earned in the 60 days prior to your application date if able to provide. Documentation for income verification is highly recommended but is NOT REQUIRED.
    • Examples:
      • check stubs
      • unemployment
      • emergency benefits statements
    • NOTE:
      • For adults 18 and older with no income, a statement indicating they had no income
      • For self-employment, Tax Form 1040 from previous year or bank statements for the 60 days prior to your application date
  • Current mortgage statement(s) for primary and/or secondary mortgage
  • Proof of delinquent non-escrowed past due property taxes and/or insurance premium OR invoice for eligible property charges due within 90 days from application submission
  • Utility bill(s) in the name of a household member which includes the primary property address, account number and the total balance(s) due including any past due amounts for the applicable time frame


  • Has a household income at or below 80% of the area median; and
  • Has experienced a material reduction in income or material increase in living expenses associated with the coronavirus pandemic that has created or increased a risk of mortgage delinquency, mortgage default, foreclosure, or lose of utilities or home energy services.
  • Reduction of Income – Temporary or permanent loss of earned income documented after Jan. 21, 2020.
    1. Have been laid off temporarily or permanently
    2. Have had work hours reduced
    3. Are self-employed, and their business is no longer supplying them with income or such income has been reduced
    4. Are independent contractors or gig workers who have not been able to earn fees, or whose fees have been reduced
    5. Have become sick themselves or have been advised by a governmental or medical professional to self-quarantine
    6. Have had to leave a job or reduce hours in order to care for a person who is sick
    7. Have had to leave a job or reduce hours to care for dependents whose ordinary situations (such as school or day care) have been disrupted
  • Increase in Living Expenses – Increase in out-of-pocket household expenses directly related to the coronavirus pandemic after Jan. 21, 2020.
    1. Had an unexpected COVID-related medical or funeral expense
    2. Had unexpected COVID-related child care or elderly care expenses
    3. Have reported income for a household member that is not typically contributed to mortgage and/or housing-related expenses
    4. Other conditions resulting in loss of income or increased expenses due to the COVID-19 pandemic
If households need assistance filling out the application, they should reach out to the Chickasaw Nation Homeowner Assistance Program. A team member will be able to assist with questions regarding the program and application process.

Other Information

This project is being supported, in whole or in part, by federal award number HAFP-0167 awarded to the Chickasaw Nation by the U.S. Department of the Treasury.

Online Applications

Service Area


This service is available both inside and outside the Chickasaw Nation's boundaries

Related Documents

Contact Information

(580) 757-9082

(580) 272-1398

(833) 551-0980


Mailing Address

PO Box 638
Ada, Oklahoma 74821