Down Payment and/or Closing Cost Assistance Grant

This program offers a one-time grant of up to $3,000 to help with the down payment and/or closing costs to purchase or rate/term refinance a primary residence.

Required documentation must be sent to the Housing Counseling and Loan Services Department prior to closing being scheduled. An applicant should know within 24 hours if he/she qualifies; however, please allow two weeks to receive grant letter.

You Provide:

• Citizenship card
• Pre-approval letter from the lender
• Copy of home loan application

Eligibility:

• Must be a citizen of the Chickasaw Nation
• Must be on the loan application
• Must be approved for home loan
• Primary residences only
• Cannot own investment property
• If refinancing, loan cannot be a cash-out
• Must provide closing disclosure prior to closing