Down Payment and/or Closing Cost Assistance Grant

You Provide

• Citizenship card
• Pre-approval letter from the lender
• Copy of home loan application – must include property address on the application

Eligibility

• Must be Chickasaw citizen
• Must be on the loan application
• Must be approved for home loan
• Primary residences only
• Cannot own any real estate property at time of closing
• If refinancing, loan cannot be a cash-out
• Must provide closing disclosure prior to closing – Note: Grant will not be disbursed toward closing costs after the loan has closed

Other Information

Required documentation must be sent to the Chickasaw Nation Housing Counseling and Loan Services Department a minimum of three weeks prior to closing being scheduled. An applicant should know within 24 hours if they qualify; however, please allow two weeks to receive the grant letter. This grant does not reimburse for property that has been purchased. It is only available to assist with closing costs at the time you are signing your loan for the purchase or refinance of your primary residence. It is important to submit all documentation listed below prior to the closing date to ensure the grant is awarded.